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Financial Literacy: Financial Tools and Calculators

This guide provides a general overview of financial literacy, including reading materials, videos and personal finance resources at Ryerson University Library.

Government of Canada Financial Tools and Calculators

The Government of Canada offers a series of interactive financial tools and calculators to assist with various personal finance matters.  Use these tools and their features to help you make responsible financial decisions*:

*These financial tools and calculators are available as self-help tools.  They cannot guarantee accuracy and they do not replace professional advice.

Student Loan Repayment Estimator

The Loan Repayment Estimator can help you estimate the monthly payments you will need to make to repay your Canada Student Loan or other government student loans. All you need to do is type in the settings for your loan.

Enter the total amount of your loan(s), select interest rate and grace period options and decide on the number of monthly payments that you would like to make. The default number of payments is 114 if you take advantage of the 6-month grace period, or 120 if you do not.

Loan Repayment Estimator Tool

OSAP Repayment Calculator


Human Resources and Skills Development Canada, Canada Student Loans Program. “Loan Repayment Estimator.”, 24 Aug. 2017,

Salary Resources